Taking particle-atom ionising collisions in the presence of a laser field as an example the authors investigate how the properties of real lasers modify the results obtained within models where the laser is treated as a homogeneous single mode in the dipole approximation. The following properties are considered: (i) the spatial inhomogeneity of the laser beam; (ii) the temporal inhomogeneity as represented by two different envelope functions; (iii) the multimode structure in the simplest case of zero laser bandwidth. Significant modifications are found, especially for moderate and strong fields; however neither the inhomogeneities, nor the multimode structure cancel or drastically alter the predictions made on the basis of the homogeneous, single mode, laser. Generally, the inhomogeneities reduce the probabilities of processes with large numbers of exchanged photons, considerably enhancing collision processes with no photon exchange. On the other hand, a multimode laser field modifies the results in a largely different, almost opposite, way compared with fields displaying inhomogeneity properties. Detailed calculations are reported and commented together with the available literature.